1. Acceptance of Terms

By accessing or using the Navisignal website (navisignal.app) and any products or services offered by JMPetrus Consulting ("we," "us," or "our"), you agree to be bound by these Terms of Service. If you do not agree to these terms, do not use our site or services.

2. Products and Services

Navisignal offers structured decision tools, diagnostics, frameworks, and related resources for organizational leaders. Products may be offered as:

• Free downloadable resources
• Paid digital products (sold through Lemon Squeezy or other payment platforms)
• Recommended third-party resources (which may include affiliate links)

3. Purchases and Payments

Paid products are processed through our payment provider, Lemon Squeezy. By making a purchase, you agree to:

• Provide accurate and complete payment information
• Pay all charges at the prices in effect when incurred
• Be responsible for any applicable taxes

All prices are listed in the currency displayed at the time of purchase. We reserve the right to change prices at any time without prior notice for future purchases.

4. Refund Policy

Due to the digital nature of our products, all sales are generally final. However, if you experience a technical issue that prevents you from accessing a purchased product, please contact us within 14 days of purchase and we will work to resolve the issue or provide a refund at our discretion.

5. Intellectual Property

All content on this site — including tools, frameworks, text, graphics, logos, and downloadable materials — is the intellectual property of JMPetrus Consulting unless otherwise stated. You may not:

• Reproduce, distribute, or resell our products without written permission
• Modify or create derivative works from our materials for commercial purposes
• Remove any copyright or proprietary notices from our materials

Purchased products are licensed for your personal or internal organizational use only, unless a broader license is explicitly granted.

6. Use of Free Resources

Free downloadable tools and resources are provided for personal and professional use. You may share links to our site but may not redistribute the files themselves without permission.

7. Affiliate Links and Third-Party Content

Our site may contain affiliate links to third-party products and services. We may earn a commission if you make a purchase through these links, at no additional cost to you. See our Affiliate Disclosure for full details.

We are not responsible for the content, accuracy, or practices of third-party websites linked from our site.

8. Disclaimer of Warranties

Our products and services are provided "as is" and "as available" without warranties of any kind, either express or implied. While we strive to provide accurate and useful tools:

• Our tools are decision supports, not substitutes for professional judgment
• We do not guarantee specific outcomes from using our products
• Results may vary based on your specific context and application

9. Limitation of Liability

To the maximum extent permitted by law, JMPetrus Consulting shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our site, products, or services — including but not limited to loss of profits, data, or business opportunities.

10. User Conduct

You agree not to:

• Use our site or products for any unlawful purpose
• Attempt to gain unauthorized access to our systems
• Interfere with the proper functioning of the site
• Misrepresent your identity or affiliation

11. Modifications to Terms

We reserve the right to update these Terms of Service at any time. Changes will be posted on this page with an updated "Last updated" date. Continued use of the site after changes constitutes acceptance of the revised terms.

12. Governing Law

These Terms of Service are governed by and construed in accordance with applicable law. Any disputes arising under these terms will be resolved through good-faith negotiation before pursuing formal legal action.

13. Contact Us

If you have questions about these Terms of Service, contact us at:

JMPetrus Consulting
jmpetrus.com